This episode of Born to Disrupt explores the evolution of banking, from the 2008 financial crisis to the rise of fintech and neobanks. Hosts Mark Walker and Simon Hardie discuss how trust in banks was shaken, leading to digital-first alternatives like Monzo, Revolut, and Starling. They examine the global impact of fintech, the growing competition between banks and disruptors, and the role of AI, data, and innovation in shaping the future of financial services. The conversation highlights why traditional banks must adapt or risk falling behind.