This episode of Born to Disrupt explores Saudi Arabia’s rapid fintech evolution, featuring insights from Michael O’Loughlin, a fintech expert turned regulator and investor. Hosts Grant Niven and Simon Hardie discuss how Saudi’s fintech sector grew from a handful of firms to over 200, the role of regulation in fostering innovation, and the future of investment in AI, digital assets, and emerging financial technologies. Michael shares his journey from banking to fintech, regulation, and now venture capital, offering a unique perspective on how startups, regulators, and investors can navigate Saudi’s booming financial landscape.